Spend Less on Insurance, More on What You Love

We provide easy customized personal insurance solutions that give you …

More cash at the end of the month

More time with friends and family

Freedom to enjoy life again

Are You Tired of Paying Too Much for Too Little?

Maybe your health plan sounded great until you started getting the bills. Now high deductibles and copays eat up the little savings you had.

Or you're worried about those rising funeral costs but can't seem to find life insurance that provides what you need at a price you can afford.

Deep down, you know there must be a better way … and fortunately there is!

Would You Like to Finally Get Your Freedom Back?

The right insurance can help!

We know how quickly a one-size-fits-all approach can drain your wallet. That’s why we help individuals and families find a better fit when it comes to life and health insurance.

A customized plan will cut expenses and provide what you need so you can get back to enjoying life.

We Love Giving Back to Our Clients ...

More Time

Budget-friendly plans that free your mind and calendar for the good things in life.

More Money

Affordable coverage designed to fit your needs puts money back in your wallet.

A Better Life

Freedom to take care of yourself and enjoy what you love makes everything better.

Just 3 Simple Steps to Insurance Freedom

1. Call or schedule a consult

We'll meet by phone and discuss what you want and need your insurance to do.

2. Choose what's best for you

We'll explore options and you'll gain the insight you need to make a confident choice.

3. Enjoy your freedom

With the right insurance, you'll get the protection you need without financial fear. You'll feel more like yourself and have more of yourself to give.

Here's What to Expect ...

Personal Service

One-on-one support from your own licensed agent, not a national call center.

Customized Care

A personalized life or health plan with the options that make sense for you.

Free Policy Review

Peace of mind knowing the coverage you currently have or an upgrade if you'd like.

Choices

A variety of carriers and solutions to choose from, since one size never fits all.

Convenience

Easy noninvasive meetings by phone or with screenshare so you can follow along.

Extra Savings

Money-saving options and services that work with and even go beyond insurance.

Ready for more freedom?

Did You Know?

We Don't Charge Broker Fees

As your personal insurance broker, we can help you explore options and strategize all in one place, saving you hours of DIY confusion and frustration.

We do the hard work of knowing the insurance product benefits, as well as pitfalls to avoid, so you can easily compare and choose what's right for you.

There is no cost or obligation to work with us. We just make it fast and easy to find solutions that truly work!

Horizon Life & Health

Independent insurance agency licensed in Tennessee and many other states.

We provide personalized life and health insurance solutions for individuals and families.

Mailing Address

919 Tiny Town Rd Ste B #2020

Clarksville, TN 37042

Call or text 615-808-8813

© 2025 Horizon Life & Health. All rights reserved.