About Us

Looking for Insurance That Truly Makes a Difference?

Finding affordable coverage that also meets your needs can be challenging, especially when you try to compare one company to another on your own.

No company will tell you their product is inferior compared to another, even if it is. The only way to get that kind of insight is through an unbiased source, which is where an insurance broker comes in.

We Can Help!

Hi, I'm Lora Salter, and I started Horizon Life & Health for people like you. I've seen how the right insurance can help families get ahead of their bills and even pay down debt.

To get the right coverage, you need to know your options.

As an independent insurance agency in Clarksville, TN, we provide options between carriers and types of coverage to residents in Tennessee and many other states.