About Us

Looking for Health Insurance that Gives Back ?

Finding affordable coverage can be challenging. 

You lose money when the premium is too high, but you also lose when too many expenses go unpaid! So how do you find the right balance?

You could spend a lot of time comparing one insurance company to another, by website or phone or advertising mailer, and not get anywhere at all. 

It’s confusing and frustrating – and there are a lot of variables to consider even beyond deductibles, copays and premium!

So how do you find coverage that truly provides? 

Lora Salter, independent life and health insurance broker, Horizon Life & Health Insurance.

We Can Help!

Hi, I’m Lora Salter, and I started Horizon Life & Health for people like you. 

I’ve seen how the right coverage plan can clear thousands of dollars in hospital debt, while the wrong one can land someone in bankruptcy court!

To get the right coverage, you need to know your options.

As an independent insurance agency in Clarksville, Tennessee, we provide those options between carriers and types of coverage – and even some noninsurance solutions – all in one place. 

We make it easy to compare and find the best health insurance (and life insurance) to meet your needs. 

Are you ready for a better way?

Free Cheat Sheet

Slash Prescription Costs and Save Big !

FREE insider tips to lower the cost of your prescription drugs – with insurance or without! 

No special skills or extreme couponing required!

Where should we send your FREE tips?